Turn your everyday spending into real gold rewards. Shop, earn, and claim physical gold delivered to your door.
Start earning gold in four simple steps
Shop at any store and earn gold rewards automatically
Receive gold credits based on your purchase amount
Watch your gold balance grow with every transaction
Redeem your rewards for physical gold bars delivered securely
Real value, real gold, real security
Earn gold credits immediately with every purchase at any store
Receive certified gold bars shipped securely to your address
Convert your rewards to physical gold with one click
Your gold balance is protected with enterprise-grade security
Transparent pricing with no surprise charges ever
Monitor your gold balance and transaction history in real-time
Zhahab is revolutionizing rewards programs by offering real, tangible value. Founded in 2025, we partner with leading gold retailers to help you earn physical gold with every purchase. Our mission is to make gold ownership accessible to everyone through everyday spending.
Built by people who understand both technology and financial inclusion
Full-stack engineer, financial modeller, and regulatory compliance architect. Sole designer and developer of all 28 Lambda microservices, the tiered rewards engine, AML/CFT pipeline, and the Gold Rewards Engine v4.2 — built from scratch for MAS compliance and real-world scale.
Financial strategist and regulatory planner with deep expertise in corporate governance, CPF compliance, and investor relations. Leads Zhahab's financial architecture, MAS licensing roadmap, and the commercial pathway to profitability.
More you explore, more you earn
Real gold on every purchase — card or PayNow. No conditions, no caps, no expiry.
Double the gold rate on in-app PayNow. Reserved for our first 100 KYC-verified members — locked in for life.
Bonus stacks on top of your tier — up to 5% combined. Active during special campaigns on all payment methods.
Everything you need to know before joining
Yes. Every gram you earn is a real, physically-backed precious metal allocation — not points, not cashback. Gold is sourced from our supplier network and held in segregated inventory. You can withdraw as physical gold once your account is KYC-verified.
The first 100 customers to complete KYC verification on Zhahab are permanently enrolled as Early Adopters. Early Adopters earn 4% in gold on every in-app PayNow transaction — double the standard 2% rate. This status is yours for life on the platform. Join the waitlist now to secure your spot.
Zhahab is built MAS-compliance-first from day one. Our platform incorporates AML/CFT velocity checks, daily SGD 9,999 transaction limits, automated STRO reporting, OFAC and MAS sanctions screening via ComplyAdvantage, and full PDPA data rights. We are pursuing MAS PSA/PSMD licensing as part of our 18-month roadmap.
We support two KYC paths: SingPass MyInfo v5 for Singapore citizens and PRs (fastest — under 2 minutes), and Stripe Identity for other residents. Both are fully automated. KYC unlocks your gold balance and removes the 48-hour holding period on new rewards.
Zhahab supports in-app PayNow (via Stripe), in-app card payments, and the Zhahab physical card (issued via Stripe). Gold rewards apply to all purchase transactions. Top-ups do not earn gold — only purchases do.
We are launching soon, following infrastructure deployment, MAS pre-consultation, and independent security penetration testing. Join the waitlist to secure your Early Adopter slot. Questions? Email support@zhahab.com.
Join thousands of users who are building real wealth with every purchase
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Regulatory Notice Zhahab Pte Ltd is currently in the process of obtaining its MAS Payment Services licence under the Payment Services Act (PSA). All platform features are designed and built in full alignment with MAS PSA/PSMD requirements. The Gold Rewards platform is not yet commercially live. Early Adopter registrations are for waitlist purposes only and do not constitute a financial product or investment.